Your Debt Solutions Experts
BDO Airdrie

903 – 8th Avenue SW
Calgary, Alberta
T2P 0P7
(403) 232 0688

Repayment Options Calculator

When it comes to paying off debt, there are different options you can choose from. These include repaying the debt on your own, using a consolidation loan, following a credit counselling repayment plan, or filing a consumer proposal. This calculator will compare your monthly payments over 3 years*

Monthly payment


  • Debt repaid by the individual assumes the full debt is repaid in 3 years at an annual interest rate of 18%
  • Debt repaid with a consolidation loan assumes the full debt is repaid in 3 years with a 12% consolidation loan
  • Credit Counselling terms assume a full repayment of debt in 3 years at 0% interest but include the credit counselling “Client Fair Share” fee of 10%
  • Consumer Proposal assumes 30% of debt is repaid over a 3 year period
  • The amounts shown are for illustrative purposes only. Your actual amount may be higher or lower depending on your financial situation. Contact us for a free, no-obligation consultation to receive an accurate calculation.

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